Neilansh Saxena
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Fixed Deposits (FDs)
Fixed Deposits are one of the safest and simplest investment options for people who want stable returns with low risk. This article explains how FDs work, their benefits, hidden drawbacks like inflation and tax, and how FD laddering can help you manage interest rate changes better. Read more
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Four Levers to Wealth Creation
You may have a decent salary and aspire to build a corpus to a secure future, but you eventually fail in doing so every-time. Everywhere whether it’s your colleagues, social media, or your email are flooded with suggestions of investing in securities but meagre of them focus on the basics of wealth creation i.e. The… Read more
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4 Overlooked Aspects of a Quality Stock
A quality stock is not defined by discounts, margins, or hype alone. Often, the real strength of a business lies in the less discussed aspects—such as labour relations, cost controls, hidden competitive edges like insurance and patents, and the need for future equity financing. Looking beyond the obvious can help investors spot true quality before… Read more
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What is SIP? How can you build a corpus of INR 1 crore?
Learn about SIPs with lesser known but equally crucial Principles of Wealth Accumulation. Read more
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5 Points to Look for in a Stock
This article explains five important points to check before buying a stock: whether the company has long-term sales potential, whether it keeps innovating through new products or research, whether it has a strong sales organisation, whether it maintains healthy profit margins, and whether it is making efforts to protect or improve those margins. In simple… Read more
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How to analyse a stock before investing in India?
Learn the basics to analyse a stock in a world full of market noises with a free stock analyser tool. Read more
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How to Interpret a Cash Flow Statement
Understand the cash flow statement in a fun Money Bees style. This post breaks down operating, investing, and financing cash flows so beginners can see how cash enters and leaves a company beyond just profits. Read more
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How to Interpret a Balance Sheet
Learn how to read a balance sheet in a simple Money Bees style. This post explains assets, liabilities, and shareholders’ equity using an easy visual format, helping beginners understand how a company’s financial position looks on a specific date. Read more
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How to Interpret an Income Statement
Understand the income statement in simple terms and learn how revenue, expenses, operating profit, and net earnings help investors analyze a company before investing. Read more
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The South Sea Bubble
Suppose your broker approaches you and says, “Invest in this company. It has no earnings of its own, runs mostly on future prospects, but don’t worry — great riches are coming.” Today, you would probably call it a con company and block the broker before he finishes his tea. But in late 17th-century England, greed… Read more
